peridotNo lending market
Holders cannot borrow against a new token or earn interest on it. Getting listed on a shared protocol means governance votes, risk reviews and audits before anyone even looks.
Lending and leverage on Stellar Soroban
Every Stellar project gets its own isolated money market.
Peridot Markets gives any project, even a token launched today, a lending group it owns: a guarded price feed, lending and borrowing, optional yield vaults and up to 5x leverage. If one market fails, only that group feels it.
Already have a token? Launch its market in a few transactions. Mainnet beta, capped markets.
Audited Peridot core Reflector or Aquarius pricing with guards Blend and DeFindex vaults Leverage per market
Group · YOURTOKENowner: your wallet
YTK CF 50%Supply cap 2M · borrow cap 200kPrice: Aquarius pool, step guard
USDC CF 75%Stable rate curve, 20% liquidPrice: Reflector feed
Yield vaultidle USDC routed to Blend
Leverage3x long and short, YTK and USDC
Rewardsemissions paid in YTK
The problem for projects
Launching a token is only half the job.
A new token on Stellar can trade on day one, but it cannot be lent, borrowed or used as collateral. And the usual fix, listing it in a shared pool, puts everyone else at risk.
No trustworthy price
A fresh token has no oracle feed. Without a safe price there is no collateral value and no liquidation, so no lender will touch it.
Shared pools share the damage
In one big pool every asset backs every loan. A single manipulated or illiquid token can leave bad debt for all depositors, so pools stay closed to new assets.
Nothing to offer holders
No leverage, no yield on idle deposits, no rewards paid in the project token. Launching the token is only half of the job.
Shared pool one pool, every asset backs every loan
XLMUSDCNEWTOKENEURCAQUABLND
One bad token, everyone pays. So shared pools list slowly, and new projects wait.
Isolated groups Peridot Markets
Group 1USDCXLM
Group 2 · containedNEWTOKENXLM
Group 3EURCUSDC
Blast radius: one group. Depositors in other groups are never exposed, so any project can open a market today.
The solution
One isolated market group per project, plugged into Stellar’s best venues.
Peridot gives each project a lending group it owns and configures, built from Peridot’s audited core and connected to Stellar’s yield and liquidity through one vault interface, one price router and one reward distributor.
Isolated groups per project
Every group has its own controller, price router, markets and caps. Bad debt in one group never reaches another.
CF capped at 75%caps required
Oracle options with guards
Reflector feeds for listed assets. Tokens without a feed are priced from their Aquarius pool behind a depth floor and a 20% step guard. No admin fallback prices, ever.
ReflectorAquarius + step guardCF 50% on pool prices
Yield vaults for idle liquidity
Keep 10% to 100% liquid and route the rest into Blend or DeFindex vaults today. Aquarius LP vaults are next; XOXNO and Zenex are on the roadmap.
BlendDeFindexAquarius LP next
Leverage on any enabled market
The owner enables leverage per market through the margin factory: up to 5x per group, bounded by each market’s collateral factor, swapped through allowlisted Aquarius pools.
1x to 5x per grouplong and short
Launchpad that graduates into a market
Launch a simple fixed-supply token, or a bonding curve. When a curve reaches its target, anyone can graduate it: an Aquarius pool with permanently locked liquidity plus its own lending group, in six permissionless steps.
Testnet betasimple token or curveICO next
Audited core, guardrails, timelocks
Lending contracts are Peridot’s audited core, with timelocks shortened from 24 h to 60 s for the hackathon. Owners act only through factory guardrails and every change is an on-chain event. New factory and adapter contracts are unaudited.
60 s staged changesevent history
How it works
From token to money market in four steps.
Each step is a small, separately confirmed transaction inside factory guardrails, so a project can start with one market and grow later.
Bring or launch a token
Use any Stellar token with a Reflector feed, or launch one on the launchpad: a simple token, or a bonding curve that graduates into its own market.
Curve presets: 25k, 85k or 250k XLM targetCreate the group, add markets
One transaction per step: create the group, then deploy, activate and attach yield for each market. Set collateral factor, caps, reserve factor and a rate curve, 0% borrow included.
CF up to 75% · 10% to 100% kept liquidPlug in price, yield, leverage
Pick the price source per market, route idle liquidity into Blend or DeFindex, enable leverage where you want it, and fund rewards in your own token.
Leverage 1x to 5x per groupRun it from the Control Panel
Adjust rates, caps, buffers and pauses. Risk and price changes stage for 60 seconds before they apply, and every change emits an event your community can audit.
Staged changes · public history
Open the launch wizard · or read the architecture notes
Live on Stellar testnet
Read directly from the factory and market contracts on every visit. Nothing here is cached or estimated.
Isolated groupsreading the factory
Marketsacross all groups
Suppliedtotals per token, read from each market
Yield routes liveidle liquidity destinations
Launchpad tokenstestnet launchpad
Beta. New contracts are unaudited. Caps apply.
Who it is for
Built for projects. Clear for their users.
For projects
A lending market on your terms, live in a few transactions, no listing vote.
- Own the group. You hold the owner key; Peridot stays admin only inside published guardrails.
- Set your own terms. Collateral factor, caps, reserve factor, rate curve (0% allowed) and liquid buffer per market.
- Pay rewards in your token. Fund a distributor and set emissions per market; holders claim from the group page.
- Choose yield and leverage. Route idle deposits into Blend or DeFindex and enable up to 5x per market when you are ready.
- Grow later. Add markets after launch and change parameters from the Control Panel, with a 60 second stage on risk changes.
For users
Lend, borrow and trade with boundaries you can read before you sign.
- Supply and earn. Lend into the groups you trust, with idle liquidity routed to the vault the owner chose.
- Borrow against collateral. Enable a market as collateral and borrow inside that group only.
- Trade with leverage. 2x to 5x long and short on enabled markets, with health, liquidation price and fees shown before you sign.
- Claim rewards. Emissions in the project’s token, paid from a publicly visible funded balance.
- See the boundaries. Every cap, price source, buffer and change is readable on chain. Your risk ends at the group you use.
Get started
Give your token a market. Keep the risk inside it.
Explore the groups already live, or launch a token on the testnet launchpad and watch it graduate into its own lending market.
How it works and prior work Vault options GitHub: joshschcom/peridot-markets Contract specs Audited core and the 60 s timelock diff
Beta. New factory, adapter and launchpad contracts are unaudited. Caps apply. The launchpad runs on testnet; public token offerings may require legal review. Blend, DeFindex, Aquarius, XOXNO and Zenex are venues Peridot routes into, not products of Peridot.